You know how they say,
“You'll know that you’re good at something when people constantly ask you questions about it”?
If someone mentions the word “budget,” I’m all, “Oh, oh! Let me help you!” With everyone. Without warning. Because they asked.
Since I’m already talking about money with my friends, why not make these discussions public? So, here you are, on this site, where all my thoughts — my “answers” — reside.
Since December 2012, I’ve had quite the love-affair with personal finance: reading, listening, asking.
My passion for helping others tackle their money questions that led me to start writing, coaching and speaking about it. And I love it.
Let's build a better relationship with money.
Maybe your parents never talked about money.
Maybe you’ve gotten into some steep credit card debt and feel like you're drowning.
Maybe you’re under the weight of crushing student loan debt.
Maybe money makes you mad, sad or straight-up paralyzed in fear.
Whatever your situation, I'm glad you're here.
Where you are with your money, right now, matters.
The goals you set matter.
The fact that you’re always growing and becoming matters.
What you choose to do with your money — starting now — will affect Future You.
You can start fresh today.
Money doesn’t have to be scary — and living within your means doesn’t have to suck.
Let’s do this together.
Five fun facts
01 | My Nebraska hometown is 0.2 square miles. That’s it.
02 | I have no sense of smell. Ever. (But I promise I can taste!)
03 | My full name is Allison Lea, which is why I spell my nickname Allea (though pronounced like “Allie”).
04 | I didn’t learn to fry an egg or properly make a pancake until I was 22. And I almost burned down the house.
05 | I studied abroad in London for 4 months, and it was one of the best experiences of my life.
Here at Ask Allea, I value
Know your income. Know your expenses. Put your goal-setting to the test. Prioritize what matters most to you. Allow yourself some fun. Live your life. Be responsible. Prepare for the unexpected. Think long-term.
Living within your means
It can be as simple as that: don’t spend more than what you have.
Track your expenses: no one else will watch your bank accounts for you.
Know yourself and when to say “no.”
I hate to break it to you: most of us can’t have everything we want. That’s why prioritizing is important. You get to define what’s most important to you. Your money and lifestyle is ultimately a reflection of your highest priorities.
Understanding your habits is as formative to your financial health as it is for your physical health. Just like you’d go to the gym a few times a week or avoid fast food restaurants, make it a habit to check your bank accounts or avoid visiting the mall when you’re bored.
Define where you want to be: professionally, spiritually, physically, financially. By writing these down, you’re one step closer to making them happen — now hold yourself accountable, or find someone who will.
Spending money is not the only way to happiness, and it certainly can’t guarantee it. I’m all about living well within my limited means of time, energy and money. Sometimes it’s worth paying for convenience; sometimes it’s worth driving to the library for free entertainment. Make choices with your time and money that reflect your larger goals.
There’s nothing fundamentally wrong with spending money or owning things. Find the balance in your own life. You can be frugal and still spend money wisely.
I don’t think you need to stop living your life to pay down your debt. But you do need to own up to what you can afford and know when you need to say “no.” Set a budget that’ll tackle your debt but also let you breathe and have a little fun.
Money isn’t everything
My interest in money isn’t for the sake of getting rich. I don't think money will solve all of our problems, but being smart with our money can help eliminate a lot of them.
You don’t have to have it all to be happy. You don’t have to get rid of it all to be happy either. I believe actual happiness — and deep contentment — isn’t found in looking at our bank accounts or belongings.
For me, contentment comes from knowing Jesus Christ and faith in His promises. Nothing compares to the peace and satisfaction I have in Him. My faith influences my money, my relationships and how I spend my time.
On the Blog
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Out and About
Podcast Guest Appearances
Accio Debt Freedom: Ask Allea and the Frugality of Roommates
Sort Your Money Out: Volume 1 — Episode 5, Allea Grummert
His & Her Money: Balancing Paying Off Debt and Living Your Life with Allea Grummert
The Financial Ginger: Budgets with Ask Allea
Financial Avenue: Overspending on Clothes: My Budget Made Me Do It
Saving with Spunk: The Affordable Housing Option That Can Help You Pay Off Debt Faster!