Cheap Rent in Your 20’s: Holding On For All It's Worth

Cheap Rent in Your 20’s: Holding On For All It's Worth

Core expenses are where you have the greatest opportunity to save.

When you're aware of your core expenses — like housing, car payments, groceries — and do your best to keep them low, you have more control over your budget.

Once those expenses go up, it’s hard to get that margin back in your budget. (And that's called "Lifestyle inflation." It's a real thing.)

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How to Host (and Rock!) Your First Clothing Swap

How to Host (and Rock!) Your First Clothing Swap
Clothing swaps are my favorite way to "shop."

In short, a clothing swap is just that — people swapping clothes.
 
A handful of friends gather, bringing clothes they don’t wear anymore, then they swap them for new clothes from other friends.

Swap, swap and you’ve got yourself a refreshed wardrobe. For free.

Perks of a Clothing Swap

  • You get to clean out your closet, getting rid of clothes you never wear.
  • You get to swap old clothes for different clothes — for free. 
  • You don’t have to go to the mall (or risk it with online shopping).
  • Your old clothes get a new home.
  • You get unhurried time with friends — old, new or friends of friends. 
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How To Use Mint To Manage Your Budget Better

How To Use Mint To Manage Your Budget Better

In May 2010, I began a pretty serious relationship with Mint.com. It was love at first “sync.”

Mint and I have stuck it out through our fair share of ups-and-downs. We've been together through college, part-time jobs, studying abroad, paying back student loans and more.

With so many features, I have customized Mint to fit my specific financial needs at specific life stages. It is a powerful tool for setting a budget, monitoring spending, categorizing expenses and accurately portraying money habits.

In short, Mint is my favorite. And I want Mint to be your favorite, too.

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Setting Financial Goals That Make Sense for You

Setting Financial Goals That Make Sense for You

Goal setting is identifying what you want and determining what it’ll take to get there.

Will it take getting a second job or picking up some side hustle?

Going without shopping sprees?

Canceling your gym membership?

Once you assess the situation, you can look determine what’s realistic for your situation, “set it and forget it,” then go about your days without much thought (or worry) about where your money is going — because it’ll be going where you decided it’ll go.

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