5 Promising Ways To Lose Your Mind During Debt Repayment

5 Promising Ways To Lose Your Mind During Debt Repayment

There was a time when I paid off my debt too fast. 
    “‘Too fast,’ she says?”
    “Yes. Too fast.

For four months, I changed my lifestyle to accommodate my debt repayment goals. I wanted to pay off my car ASAP, so I could start putting more money toward my debt each month, so I:

I cut back on spending.
I went cash only.
I picked up a side hustle.

Then I almost lost my mind. Almost.

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Visiting New York City When You Have No Idea What It Will Cost

Visiting New York City When You Have No Idea What It Will Cost

Traveling has its unexpected costs. And when you’re traveling to a more expensive part of the country or world than you’re used to, it’s hard to estimate how much your trip will cost you.

Truth be told: You can only account for so much. You may have no clue about what a trip to New York City or Los Angeles might cost, but there are ways you can keep expenses low while still crossing a big trip off of your bucket list!

To be prepared:

  • Save up what you can before the trip
  • Watch your spending carefully during the trip
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Cheap Rent in Your 20’s: Holding On For All It's Worth

Cheap Rent in Your 20’s: Holding On For All It's Worth

Core expenses are where you have the greatest opportunity to save.

When you're aware of your core expenses — like housing, car payments, groceries — and do your best to keep them low, you have more control over your budget.

Once those expenses go up, it’s hard to get that margin back in your budget. (And that's called "Lifestyle inflation." It's a real thing.)

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