11 Practical (Non-Couponing) Ways to Save Money on Food

11 Practical (Non-Couponing) Ways to Save Money on Food

When I graduated from college, got my first full-time job and made my first big-kid budget (I’ve always been a nerd, for sure), I assumed I’d spend $200 every month on groceries.

I had no context for what it’d cost me to live — let alone feed myself. 

“Help me, I don’t know how to adult.”

Six years later, and I have a more refined approach to budgeting for food. And I spend nowhere near $200 each month on groceries.

Spoiler: I don’t use coupons. And I don’t plan my grocery shopping trips based on weekly ads or sales.

I’ve been able to save hundreds on food over the last six years by creating some solid shopping and dining habits, which allow me to take great care of my health, have a social life to be able to eat out with friends for up to $60 each month, as well as live within a reasonable grocery budget of $100-$135 each month.

Overall:

  • I learned to cook at home.

  • I eat out at restaurants only a handful of times each month.

  • I plan ahead, using simple meal planning.

  • I know what I have, buy what I need and sometimes treat myself.

  • I shop smart.

Check out all of my food-buying habits that save me money!

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The Lifestyle That Allowed Me to Pay Off Over $30,000 of Debt in 6 Years

The Lifestyle That Allowed Me to Pay Off Over $30,000 of Debt in 6 Years

My debt payments (both car + student loans) added up to over $39,300 with all of the interest.

In all, I paid an average of $545/month toward my debt for 6 years.

How did I do it?

Choices. I made choices based on my priorities.

Goals. I set goals and wrote them down.

Diligence and patience. I stuck to a long-term plan, even if the results seemed slow-moving. 

Habits. I adjusted my lifestyle expectations straight out of college.

Saved. I made big-savings decisions. I made small-savings decisions.

Read up on all the juicy details (and my hard truths) for how I made it happen.

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4 Reasons Why I Care About Money

4 Reasons Why I Care About Money

We need money to do the things we want. We also need money to pay for things we don’t want to spend money on.

As much as I’m a Frugal Fannie — grocery shopping at ALDI, packing my lunches and sharing a Netflix log-in with my sister — I still like to spend money.

Sure, I don’t want to be rich, but I don’t hate money either.

I actually care about money. (If you’re new here, you’re actually on a money blog. Hi!)

I care about money because:

  • It provides a financial cushion for when things hit the fan.

  • I’ve been generously given money and good things, and I have the opportunity to steward them well.
  • It allows me to live my best life now.
  • It can be an indicator of a job well done.
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Why I Don’t Want to Be [More] Rich

Why I Don’t Want to Be [More] Rich

While some kids grew up going on vacations to the beach, getting new cars when they turned 16 or shopping at Gap, I was not that kid.

I grew up on clearance shoes and simple contentment.

Money is great for so many things, but I don’t attach that much importance to it. 

On the world’s standards, I’m already rich — and that perspective keeps me sober about the value I put on money.

That being said, there are many reasons why I don’t want to be [more] rich. 
 

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