I’m not in the mindset of putting every penny toward my debt.
Whaaaa? Personal finance blogger said whaaaaat?
That’s right. Because I think balance matters. And having a life.
When paying off debt, understand two things:
- There’s a season when you can pay off your debt all hot & heavy (like I did January thru April 2016). You set a goal, work a side gig, cut back spending, the works. It’s typically better spent as a short-term season.
- But there’s also a season when you live a normal life. Think long-term.