Cheap Rent in Your 20’s: Holding On For All It's Worth

Cheap Rent in Your 20’s: Holding On For All It's Worth

Core expenses are where you have the greatest opportunity to save.

When you're aware of your core expenses — like housing, car payments, groceries — and do your best to keep them low, you have more control over your budget.

Once those expenses go up, it’s hard to get that margin back in your budget. (And that's called "Lifestyle inflation." It's a real thing.)

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How To Use Mint To Manage Your Budget Better

How To Use Mint To Manage Your Budget Better

In May 2010, I began a pretty serious relationship with Mint.com. It was love at first “sync.”

Mint and I have stuck it out through our fair share of ups-and-downs. We've been together through college, part-time jobs, studying abroad, paying back student loans and more.

With so many features, I have customized Mint to fit my specific financial needs at specific life stages. It is a powerful tool for setting a budget, monitoring spending, categorizing expenses and accurately portraying money habits.

In short, Mint is my favorite. And I want Mint to be your favorite, too.

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Setting Financial Goals That Make Sense for You

Setting Financial Goals That Make Sense for You

Goal setting is identifying what you want and determining what it’ll take to get there.

Will it take getting a second job or picking up some side hustle?

Going without shopping sprees?

Canceling your gym membership?

Once you assess the situation, you can look determine what’s realistic for your situation, “set it and forget it,” then go about your days without much thought (or worry) about where your money is going — because it’ll be going where you decided it’ll go.

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Find Out Where Your Money Is Going

Find Out Where Your Money Is Going

Tracking your expenses (the money you spend) is simple to do. It's also the answer to knowing where your money is going.

Keep an eye on your bank accounts, so even if you look away (aka, live your life) and something happens with your money, you’ll know about it. Be prepared to catch anything that might be in the way of reaching your financial goals.

We need to know how much we’re making and how much we’re spending.

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