The Lifestyle That Allowed Me to Pay Off Over $30,000 of Debt in 6 Years

The Lifestyle That Allowed Me to Pay Off Over $30,000 of Debt in 6 Years

My debt payments (both car + student loans) added up to over $39,300 with all of the interest.

In all, I paid an average of $545/month toward my debt for 6 years.

How did I do it?

Choices. I made choices based on my priorities.

Goals. I set goals and wrote them down.

Diligence and patience. I stuck to a long-term plan, even if the results seemed slow-moving. 

Habits. I adjusted my lifestyle expectations straight out of college.

Saved. I made big-savings decisions. I made small-savings decisions.

Read up on all the juicy details (and my hard truths) for how I made it happen.

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4 Reasons Why I Care About Money

4 Reasons Why I Care About Money

We need money to do the things we want. We also need money to pay for things we don’t want to spend money on.

As much as I’m a Frugal Fannie — grocery shopping at ALDI, packing my lunches and sharing a Netflix log-in with my sister — I still like to spend money.

Sure, I don’t want to be rich, but I don’t hate money either.

I actually care about money. (If you’re new here, you’re actually on a money blog. Hi!)

I care about money because:

  • It provides a financial cushion for when things hit the fan.

  • I’ve been generously given money and good things, and I have the opportunity to steward them well.
  • It allows me to live my best life now.
  • It can be an indicator of a job well done.
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Why I Don’t Want to Be [More] Rich

Why I Don’t Want to Be [More] Rich

While some kids grew up going on vacations to the beach, getting new cars when they turned 16 or shopping at Gap, I was not that kid.

I grew up on clearance shoes and simple contentment.

Money is great for so many things, but I don’t attach that much importance to it. 

On the world’s standards, I’m already rich — and that perspective keeps me sober about the value I put on money.

That being said, there are many reasons why I don’t want to be [more] rich. 
 

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Understanding Me + Money: Getting Clarity and Direction to Move Forward

Understanding Me + Money: Getting Clarity and Direction to Move Forward

Why do you want to understand your money?

Not everyone’s answer is the same.

And the fact that you’re here, reading this, means you’re considering making a change for Future You. (I’m proud of you!)

Ultimately, understanding your relationship with money will provide clarity and purposeful direction moving forward.

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Measuring Your Quality of Life: It’s Not All Dollars & Cents

Measuring Your Quality of Life: It’s Not All Dollars & Cents

My quality of life is less about the size of city where I live, the zeros in my bank account, the car I drive or the number of friends I have. Don’t get me wrong — each of those things doesaffect my life, some more than others — but they make for lousy measuring sticks. 

Lately, I’ve been thinking of how lucky I have it: how deep and wide and truly favorable my life is. Much of it intangible, unseen.

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