The Lifestyle That Allowed Me to Pay Off Over $30,000 of Debt in 6 Years

The Lifestyle That Allowed Me to Pay Off Over $30,000 of Debt in 6 Years

My debt payments (both car + student loans) added up to over $39,300 with all of the interest.

In all, I paid an average of $545/month toward my debt for 6 years.

How did I do it?

Choices. I made choices based on my priorities.

Goals. I set goals and wrote them down.

Diligence and patience. I stuck to a long-term plan, even if the results seemed slow-moving. 

Habits. I adjusted my lifestyle expectations straight out of college.

Saved. I made big-savings decisions. I made small-savings decisions.

Read up on all the juicy details (and my hard truths) for how I made it happen.

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5 Promising Ways To Lose Your Mind During Debt Repayment

5 Promising Ways To Lose Your Mind During Debt Repayment

There was a time when I paid off my debt too fast. 
    “‘Too fast,’ she says?”
    “Yes. Too fast.

For four months, I changed my lifestyle to accommodate my debt repayment goals. I wanted to pay off my car ASAP, so I could start putting more money toward my debt each month, so I:

I cut back on spending.
I went cash only.
I picked up a side hustle.

Then I almost lost my mind. Almost.

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